The Right Agent Makes All The Difference In The World.
Let your agent know what you expect.
It's up to you to tell your agent what you want and how you want to be involved in the home search process. Some buyers prefer their agents to handpick properties for their consideration; others want to receive the hotsheets on a daily basis so they can comb through the new listings themselves. You should listen to your Realtor's advice, but always remember that you're the boss. And speaking of bosses, it's a good idea for ALL decision-makers to visit the properties your Realtor shows you.Figure out your finances.
That means determining how much money you can raise for your down payment and how much you can afford to pay on a monthly basis. When calculating the costs of home ownership, remember to plan for homeowner's insurance, property taxes, private mortgage insurance (if required), utilities, repairs, and maintenance. Use a mortgage broker to find you the best mortgage rate possible. I can put you in touch with several trusted colleagues whom I can recommend with confidence. Did you know that there are programs out there available to help you with the down payment money? I can start the ball rolling for you. But you have to take the first step and get in touch with me.Always get an inspection.
Any purchase offer you make should be contingent upon your approval of a qualified home inspector's report, even when buying a new or almost new home. Friends, family, or your Realtor may be able to refer you to a good inspector, or you can contact the Better Business Bureau for a list. Even if your lender does not require it, you may want to consider conducting a full land survey--property line disputes could potentially cost you thousands down the road, and are typically not covered by title insurance.